Maine Take-Home Pay Calculator

Q: What are Maine's state income tax rates?

Maine uses three brackets for 2025: 5.8%, 6.75%, and 7.15%. The top rate starts at $63,450 for single filers ($126,900 for joint filers).

Q: Is Maine adding a millionaire surcharge?

Yes. Starting with the 2026 tax year, a new 2% surcharge applies to Maine taxable income above $1,000,000 for single filers and heads of household, or $1,500,000 for married filing jointly — only affecting very high earners.

Q: Does Maine have local city income tax?

No. No Maine city or town levies a separate income tax on wages — the state brackets are the entire income tax picture.

Q: Do Maine's brackets differ by filing status?

Yes. Married filing jointly uses exactly double the single-filer thresholds at every bracket, while head of household uses its own intermediate thresholds.

Estimate your Maine paycheck using ME's 2025 state tax brackets, plus federal income tax and FICA — with a note on the new millionaire surcharge starting in 2026.

Written by the Calculator Index team · Source: Maine Revenue Services 2025 tax brackets; IRS 2025 federal figures · Last reviewed September 2026

Take-home pay per paycheck

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Annual take-home

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Monthly take-home

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Federal income tax

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Maine state tax

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Social Security (6.2%)

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Medicare (1.45%+)

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What comes out of a Maine paycheck

Net pay = Gross − Federal income tax − ME State income tax − Social Security − Medicare − Pre-tax deductions

Maine applies three brackets from 5.8% to 7.15%. Because the top rate starts at a relatively modest $63,450 (single filers), many full-time workers pay at least part of their income at Maine's top marginal rate.

Worked example — $80,000, single, biweekly

ME-taxable income: $80,000 − $4,000 pre-tax − $15,000 standard deduction = $61,000. ME tax on $61,000 (5.8%-6.75% brackets) ≈ $3,863.

Federal tax (on $61,000 taxable) ≈ $8,334 · ME state tax ≈ $3,863 · Social Security $4,960 · Medicare $1,160.

Annual take-home ≈ $57,683 → about $2,219 per biweekly paycheck (72.1% of gross).

Maine's new millionaire surcharge, starting 2026

Beginning with the 2026 tax year, Maine adds a 2% surcharge on taxable income above $1,000,000 (single filers and heads of household), $750,000 (married filing separately), or $1,500,000 (married filing jointly). This only affects a small number of very high earners and doesn't change anything for the vast majority of Maine workers. This calculator uses 2025 figures, before the surcharge takes effect.

Common mistakes when estimating Maine take-home pay

Applying the 2026 millionaire surcharge to 2025 income. It doesn't take effect until the 2026 tax year.
Using single-filer thresholds for a joint return. Maine doubles thresholds for married filing jointly.
Expecting a local city income tax. No Maine city or town levies one.

Frequently asked questions

What are Maine's state income tax rates?

Three brackets for 2025: 5.8%, 6.75%, and 7.15%, with the top rate starting at $63,450 (single).

Is Maine adding a millionaire surcharge?

Yes — a 2% surcharge on income above $1,000,000 (single) or $1,500,000 (joint), starting with the 2026 tax year.

Does Maine have local city income tax?

No — no Maine city or town levies a separate income tax on wages.

Do Maine's brackets differ by filing status?

Yes — married filing jointly uses double the single-filer thresholds.

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Note: Simplified estimate using 2025 state and federal figures; does not reflect the 2% surcharge beginning in the 2026 tax year. Not tax advice. Figures: 2025 Maine and federal tax year. Last reviewed: September 2026.