Arkansas Take-Home Pay Calculator
Estimate your Arkansas paycheck using AR's top 3.9% state income tax rate for 2025, plus federal income tax and FICA.
What comes out of an Arkansas paycheck
Arkansas technically uses a bracketed system with a low-income table, but the brackets compress so quickly that most taxpayers above a modest income level pay close to the flat top rate of 3.9% on the bulk of their earnings — functionally similar to Missouri's or Oklahoma's compressed structure. Arkansas has been on an aggressive multi-year tax-cutting streak, reducing its top rate four times in four years.
AR-taxable income: $80,000 − $4,000 pre-tax − $2,340 standard deduction = $73,660. AR tax: $73,660 × 3.9% = $2,872.74.
Federal tax (on $61,000 taxable) ≈ $8,334 · AR state tax ≈ $2,873 · Social Security $4,960 · Medicare $1,160.
Annual take-home ≈ $58,673 → about $2,257 per biweekly paycheck (73.3% of gross).
Four rate cuts in four years — and another one coming
Arkansas's top income tax rate has fallen steadily: 5.9% in 2021, down through several legislative sessions to 3.9% by 2024, and now scheduled to drop again to 3.7% for the 2026 tax year following a special legislative session called in May 2026. This calculator uses the 2025 rate of 3.9%; expect a modest reduction once the 2026 rate takes full effect.
Common mistakes when estimating Arkansas take-home pay
- Using an outdated rate. Arkansas's top rate has changed nearly every year recently — confirm you're using 3.9% for 2025, not an earlier year's higher rate.
- Assuming the full bracket table applies evenly. Because brackets compress quickly, most earners above a modest threshold pay close to the flat top rate regardless of the underlying table's complexity.
- Expecting a local city income tax. No Arkansas city or county levies one.
Frequently asked questions
What is Arkansas's state income tax rate?
A top rate of 3.9% for 2025, dropping to 3.7% for 2026.
Has Arkansas cut its income tax rate recently?
Yes — four cuts in four years, from 5.9% in 2021 down to 3.9% by 2024, with another cut to 3.7% for 2026.
Does Arkansas have local city income tax?
No — no Arkansas city or county levies a separate income tax on wages.
Are Arkansas's brackets truly flat?
Not quite technically, but they function close to a flat 3.9% for most taxpayers above a modest income level.
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Note: Simplified estimate using 2025 state and federal figures; excludes credits, the low-income table, and benefit specifics. Not tax advice. Figures: 2025 Arkansas and federal tax year (rate scheduled to drop to 3.7% for 2026). Last reviewed: September 2026.